Fortiva Credit Card Login at www.myfortiva.com

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Fortiva Credit Card Login and Apply

Fortiva Credit Card program is offered by the Bank of Missouri. This is a sudden response program. It presents the paperless process so that they provide its customers with a great platform for programs. Fortiva credit card is an unsecured MasterCard that can be used anywhere MasterCard is accepted. This card comes with a $0 fraud liability. It has the EMV chip which helps you to reduce the risk. Customers will get access to the free credit score and all the reports are received by all three major credit bureaus. This will help you to keep an eye on the progress during the process. Here we will discuss fortiva credit card login, application, bill payment, and many more in detail.

Fortiva Credit Card Overview

All the terms and rates of the card are depending on some of the conditions. After you apply for the card, you will get details of interest fees, rewards rates, etc. from Fortiva Financial. This card comes with a high annual rate and APR. If your credit score is low, then you have to pay more to the lenders.

Also, this credit card is great to build your credit score. This is one of the unsecured cards that accept your approval with bad credit.

Benefits of Fortiva Credit Card

There are the following benefits, you will get with the Fortiva Credit Card:

EMV Chip: Nowadays the digital world can be challenging to keep your identity secure. Fortiva Card work to keep your identity protected. Fortiva Card comes with the EMV chip build. Which makes your transaction more secure. So, without worrying about the potential risk, you can easily make the payments.

Easy Credit Approval: People with poor credit scores have their limitations in which credit cards they can and can’t receive. They are tied with very limited credit cards. Fortiva MasterCard is different from the other credit cards. People with poor credit can easily apply for the Fortiva MasterCard.

Reports Payment History to Credit Bureaus: The card will help you to build your credit, as long as you pay your bill on time. Each month, Fortiva report to all three credit bureaus. The monthly reporting helps you to build a solid history of payment.

Free Access to Credit Score: The Fortiva Credit Card also gives you access to free credit scores. You can monitor your credit score each month from the payment history.

$0 Fraud Liability: With the Fortiva Credit Card, you will get the $0 fraud liability. It is the subject of the rules and regulations of MasterCard.

Lower Minimum Payment: You have to a very minimum monthly payment of 1% of your balance of $10.

Drawbacks of Fortiva Credit Card

There are some drawbacks to the Fortiva Credit Card.

Highest First Year Fees:

For the first year of your account opening, you have to pay a one-time program annual fee. For the privilege of this card, you have to pay around $200.

No Credit Increases:

Although you make your payment on time, it will not increase the credit line. You have to use another card to build your credit.

Fortiva Card Fees

Compare to other cards, Fortiva Credit Card fees are high. For this card, the annual fee of $49 to $175 per year. For maintenance, you have to pay fees ranges from $60 to $159 per year.

Rates and Interest of Fortiva Credit Card

For the first year, you have to pay an annual fee of $49 to $175. After the first year, your fees will be $0 to $49.
For purchase APR rate will be 21.99% to 36%.
For the cash advance, APR is 24.99% to 36%.
For the balance transfer, you have to pay 24.99% to 36% of the amount you transfer.

Apply for Fortiva Credit Card via Mail Offer

If you received a mail from Fortiva for the Credit Card, then you can easily apply for the Fortiva Credit Card. You have to follow these instructions to respond to your mail offer:

First, you have to visit the My Fortiva website.
By clicking on this link www.myfortiva.com, you will be redirected to the website.
Then on the homepage, you have to click on the Respond to a Mail Offer, or directly go to www.myfortiva.com/unsecured-credit-card/offer/fccc/landingoffer page.

Then, enter your acceptance code in the provided field.
After that, you just have to click on the Submit Code option.

How to Enroll for Fortiva Credit Card Online Account

In order to access your Fortiva Credit Card details, you have to register first. You can register your online account very easily. You just need to follow these instructions below:

First, you have to visit the My Fortiva website.
By clicking on this link www.myfortiva.com, you will be redirected to the website.
Then, on the right side of the page, you will see the Login section.
There, you have to click on the Sign Up Now option, or directly go to the www.myfortiva.com/my-account page.

Then, enter your last name. and the last 4 digits of SSN.
Then, enter the date of birth.
After that, you just have to click on the Submit button for the further process.

Check If You are Pre-Qualify for Fortiva Credit Card

If you want to check if you are pre-qualify for a fortiva credit card follow the steps below.

Open your browser and go to the www.myfortiva.com page.
Then click on the See If You Pre-Qualify link at the menu bar.

After that, a new page will open, and click on the See if You Qualify button.
Then add your Personal Information, Contact Information, Residence Information, Residence Details, Employment Information,
After completing your form, click on the RECAP OF CREDIT TERMS.

Fortiva Credit Card Login Process

Once, you have registered your online account, you have to sign in to your account. You will be required your username and password to access the account. Once you have the username and password, then you have to follow these instructions:

First, you have to visit the My Fortiva website by clicking on this link www.myfortiva.com.
On the right side of the page, you will see the sign-in section.
Then, enter your username and password in the provided fields.

After that, you just have to click on the Sign In option for the further process.

How to Reset Password for Fortiva Credit Card Login Account

The password is a very important credential to access the account. If you forgot your password, you have to reset the password. You can reset the password just by following these instructions below:

First, you have to click on this link www.myfortiva.com, to visit the My Fortiva website.
On the right side of the page, you will see the sign-in section.
There, simply click on the Forgot Password option.

You have to enter your username in the provided field.
After that, you just have to click on the Submit button for the further process.

Retrieve your Username for Fortiva Credit Card Account

If you forgot your username, then you have to follow these instructions below to recover your username:

First, you have to visit the My Fortiva website by clicking on this link www.myfortiva.com.
Then, on the right side of the page, you will see the sign-in section.
There, simply click on the Forgot Username option.

Then, enter your last name.
You have to enter the last 4 digits of your SSN.
Then, enter the birth date.
After that, you just have to click on the Submit button for the further process.

How to Activate the Fortiva Credit Card?

In order to activate the Fortiva Credit Card, you have to follow these instructions:

First, you have to visit the official website of My Fortiva.
You can click on this link www.myfortiva.com/activate to be redirected to the website.
Then, You have to click on the Activate option.
Then, click on the Sign In & Activate button at Fortiva Account Center option.

Then, you have to enter your username and password in the provided fields.
After that, you just have to click on the Sign In option.
After entering the portal, you can make the payment very easily.

How to Make the Fortiva Credit Card Bill Payment

You can pay your credit card bill online. You have to follow these instructions to make the Fortiva Credit Card bill payment:

First, visit the My Fortiva website.
By clicking on this link www.myfortiva.com, you will be redirected to the website.
Then, you will see the sign in the section on the right side of the page.
There, you have to enter your username and password in the provided fields.
After that, you just have to click on the Sign In button.
After entering the portal, you can make the payment very easily.

Fortiva Credit Card FAQs(Frequently Asked Questions)

Q: Does Fortiva give credit limit increases?

A: Fortiva credit limit increases automatically. It depends on the use of the credit card.

Q: What credit score is needed for Fortiva?

A: Fortiva is a special credit card that has no minimum credit score needed.

Q: Can I use my Fortiva card for gas?

A: You can use it anywhere you want.

Q: What is the minimum payment on a Fortiva credit card?

A: The Fortiva Credit Card minimum payment is $25 or 1%.

Q: How can I pay my fortiva credit card?

A: Access your Fortiva Credit Card Login account then you can pay your credit card bill.

Fortiva Customer Service

Mail:

Fortiva
P.O. Box 105555
Atlanta, GA 30348-5555

Phone:

800-245-7741

Conclusion

Fortiva Credit Card will be a perfect choice for people with lower credit. This card comes with the EMV chip, which can be added to a thick layer that is secure for the deposit. This card comes with a very higher annual rate. Which can be a disadvantage for this card.

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